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Why ‘Extend and Pretend’ May Be Prudent for Both Lenders and Borrowers

Tactic Allows Time for Demand, Rents and Other Factors To Improve

Since the U.S. Federal Reserve began raising the Federal Funds rate in March 2022, commercial real estate values have been battered by persistent rate hikes, amounting to more than 500 basis points over a span of just 16 months. CRE values were further eroded as the Consumer Price Index, one measure of inflation, approached 9%, causing operating expenses to rise sharply and net operating income to fall.

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